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Medical Tourism: Is It Worth The Trip?

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Dr. Arnold

By

Roy M. Arnold, MD

With the uncertain state of affairs of medical insurance, many may believe that there are bargains on medical treatment to be found abroad. While it is true that certain elective surgical procedures can be obtained in foreign countries for a fraction of the cost of the same procedures in the US, a healthy serving of “Buyer Beware” is in order. While many of the hospitals in other countries are high quality and staffed with physicians trained in the US or Europe, there are some that aren’t.

According to the website Patients Beyond Borders (http://www.patientsbeyondborders.com/) the top destinations for medical tourism are Brazil, Costa Rica, India, Korea, Malaysia, Mexico, Singapore, Taiwan, Thailand, and Turkey.

The top reasons for medical tourism are:  Cosmetic surgery, Dentistry (general, restorative, cosmetic,)    Cardiovascular (angioplasty, CABG, transplants,) Orthopedics (joint and spine; sports medicine,) Cancer (often high-acuity or last resort,) Reproductive (fertility, women’s health,) Weight loss (LAP-BAND, gastric bypass,) and scans, tests, health screenings and second opinions.

Most sources estimate that 700-900,000 US residents will travel outside the country for medical reasons per year.

The Centers for Disease Control and Prevention (CDC) offers advice on a few questions to ask when considering a trip abroad for medical treatment. First is the hospital accredited by Joint Commission International? The Joint Commission on Accreditation of Healthcare Organizations accredits hospital in the US and a branch of that organization offers accreditation to hospitals in other countries. The JCI website lists accredited hospitals by country at http://www.jointcommissioninternational.org/JCI-Accredited-Organizations/

Second, bear in mind that certain practices taken for granted in the US like sterilization or reuse of needles or instruments, screening of blood donors, or the purity of prescription drugs may not be as strictly enforced in foreign countries as in the US.

Third, ensure that if you don’t speak the local language, the facility will provide interpreters to assist you.

Fourth, make certain that you have a complete listing of prices for all procedures you expect to have performed in advance with a statement of all charges anticipated.

Next, obtain copies of your US medical records including the lab and other studies done related to the condition for which you are obtaining the care and any allergies you may have. Prepare copies of all your prescriptions and a list of all the medicines you take, including their brand names, their generic names, manufacturers, and dosages. Get copies of all your foreign medical records before you return home.

Make certain that you communicate your intention to travel for medical reasons to your treating provider locally and arrange for follow-up after you return from abroad.

Inquire of your health insurance company as to what if any insurance coverage would be available in the event of complications that might arise after your return to the US. Health insurers may vary widely in their coverage of such procedures.

Many of the medical tourism destinations are also popular destinations for vacations as well. Before planning “vacation” activities, such as sunbathing, drinking alcohol, swimming, or taking long tours, find out if those activities are permitted after surgery.

Finally, don’t rush into any elective medical procedure. Investigate the country and facility you are considering visiting and shop around. Know exactly what you are looking for and how much you’ll have to pay. Verify the credentials and accreditation of the providers and facility you have chosen. Consult with the local providers who have been treating you and make certain your follow up care has been arranged.

 

YWCA Personally Speaking Series “Economic Development in Evansville “

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ywca

Philip Hooper, Executive Director of the Department of Metropolitan Development, will be speaking on the topic of Economic Development in the City of Evansville, at the YWCA’s Personally Speaking Series on Friday, January 17, 2014 at Noon in the YWCA Parlor.   These are exciting times for our community with the new hotel development and the possibility of a medical school complex coming to our city. Mr. Hooper will discuss these developments and much more in addition to fielding questions from the attendees. Admission is $6.00.

Philip R. Hooper is the Executive Director of the Department of Metropolitan Development for the City of Evansville, where he coaches a team that works every day to preserve historic assets, revitalize core urban areas, and administer the local connection to HUD’s community development programs. Prior to moving to Evansville, Philip worked in the Department of Metropolitan Development for the City of Indianapolis where he managed the City’s response to Quality of Life Planning, TIF projects relating to the downtown canal and the Super Bowl Legacy Project on the city’s Near Eastside, and the lease of the City’s parking meter assets resulting from a unique 30% revenue sharing agreement over 50 years.  A board member of the Arts Council of Southwestern Indiana and the Koch Family Children’s Museum of Evansville, Philip has been involved with issues of community, economy, and the built environment since his undergraduate focus in 2000.  Philip graduated from Wheaton College in 2002 with a B.A. in socio‐cultural anthropology and urban studies, and he lives with his wife, son, and daughter in the Riverside historic district.

Now in its 23rd season, the YWCA’s Personally Speaking series continues to raise money for services to victims of domestic violence. Tickets to these noontime presentations are $6.00 and there is general seating. A complete listing of speakers may be found at www.ywcaevansville.org.

The YWCA is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all.  The Evansville YWCA is a member of the YWCA of the U.S.A., the oldest and largest women’s membership movement in the country.

Over the years, YWCA programs have changed to meet the evolving needs of women and girls. In 1979, the YWCA opened the first domestic violence shelter in Evansville. Other current programs include a transition housing program for women in recovery, an emergency shelter for homeless women and children, the Live Y’ers after‐school and mentoring program for at‐risk girls in grades 3 through 12, and the Summer Fun day camp for school‐aged children. Special programs and events for the general public are also offered.  Visit www.ywcaevansville.org for more information.

YWCA 24‐Hour Domestic Violence Hotline • 866‐367‐9922

VANDERBURGH COUNTY FELONY CHARGES

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SPONSORED BY DEFENSE ATTORNEY IVAN ARNAEZ. DON’T GO TO COURT ALONE. CALL IVAN ARNAEZ @ 812-424-6671.

nick hermanBelow is a list of felony cases that were filed by the Vanderburgh County Prosecutor’s Office on Tuesday, January 14, 2014

 

Tyler Hylton Possession of a Schedule II Controlled Substance-Class D Felony

 

Antonio Bushrod Jr Burglary-Class B Felony

Theft-Class D Felony

 

Adam Sebree Forgery-Class C Felony

Attempted Forgery-Class C Felony

 

For further information on the cases listed above, or any pending case, please contact Kyle Phernetton at 812.435.5688 or via e-mail at KPhernetton@vanderburghgov.org

Under Indiana law, all criminal defendants are considered to be innocent until proven guilty by a court of law.

EVSC Board of Trustees meet in Executive Session

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EVSC

 

The Board of School Trustees of the Evansville Vanderburgh School Corporation will meet in executive session at 4:00 p.m. on Monday, January 20, 2014, in the John H. Schroeder Conference Centre at the EVSC Administration Building, 951 Walnut, IN 47713, Evansville, IN. The session will be conducted according to Senate Enrolled Act 313, Section 1, I.C. 5-14-1.5-6.1, as amended. The purpose of the meeting is for discussion of collective bargaining, (2)(A); initiation of litigation or litigation that is either pending or has been threatened specifically in writing, (2)(B); purchase or lease of property, (2)(D); and job performance evaluation of individual employees, (9).

IS IT TRUE January 16, 2013

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Mole
Mole

IS IT TRUE that just a couple of weeks ago Vanderburgh County Republican Chairman Wayne Parke wrote in a comment in the City County Observer that his endorsements for the three Vanderburgh County Commissioner seats are Marsha Abell, Joe Kiefer, and Democrat Steve Melcher?…all of these are already sitting commissioners and will be running as incumbents should they choose to do so?…it is probably safe to say that Wayne’s premature endorsement of Commissioner Melcher is about to bite him square on the backside now that Melcher has announced his candidacy for the House District 78 seat recently vacated by Suzanne Crouch and filled in a Republican caucus by Holli Sullivan?…Chairman Parke wisely endorsed none of the candidates who were seeking to finish out Representative Crouch’s term?…now Wayne is likely to have to deal with another election where he has endorsed the Democrat candidate who is running against a Republican candidate who he chose not to endorse?…between the implicit endorsement of Kathryn Martin and the explicit endorsement of Commissioner Melcher we are wondering if Mr. Parke may soon change parties and challenge Rob Faulkner for the Chairmanship of the Vanderburgh County Democrat Party?

IS IT TRUE on average, US workers with on-the-job individual health insurance coverage contribute $999 a year in pre-tax dollars and have a deductible of $1,135, according to the Kaiser Family Foundation?… on ObamaCare exchanges, all but the lowest earners will pay more (even after subsidies), pay with after-tax dollars, face deductibles of $3,000 to $5,000 for silver and bronze plans and lose access to many doctors and hospitals they’re covered for now?.. about 60 million Americans now get employer-provided insurance via small-group plans?… law firms and other high-end businesses are unlikely to drop coverage, but companies with lots of salespeople, receptionists and other lower-paid workers will say they can’t afford Washington’s “one size fits all” requirement which have been reported to $1.79 an hour to the cost of a 40-hour worker?… the penalty for not complying with the mandate would add only 98 cents an hour for a 40-hour worker?…in truth, the law discourages employers from insuring their workers, making it far easier and cheaper to send them to the exchanges to fend for themselves?…management consultants at McKinsey & Co. warned in 2011 that nearly a third of employers surveyed already were considering dropping coverage, with the figure rising among those familiar with the law’s requirements?…a conservative estimate is that 25 million people, out of the 60 million in small group plans, get dropped in 2014?…that is roughly 400% more than were dropped in 2013 that caused the massive brouhaha that humiliated the Department of Health and Human Services and got the President of the United States the distinction of telling the lie of the year?

IS IT TRUE the Democrats who wrote the Affordable Care Act in 2009 gave the Internal Revenue Service power to collect Obamacare penalties?… many Americans are quite familiar with how coercive the IRS can be?…fearing public opposition to IRS threats, the law’s authors forbade the IRS from bringing criminal charges or seizing houses and property from those who don’t buy government-defined “minimum essential coverage?”…about the only thing the IRS can do to collect fines imposed on people who fail to buy the new ObamaCare approved policies is to withhold any refund that one may have coming to them?…of course they can call and send letters but when it comes to these fines the IRS is a toothless dragon when it comes to doling out any real pain?…anyone who adjusts their withholding through the year so that they have no refund coming their way can sidestep the penalties until the law is changed to give the IRS the same collection authority that it has with taxes?…there is no more than a fat chance that will find any support in congress?…thinking people possess the means to ignore the penalties associated with ObamaCare if they just take the initiative to do so?

CCO Editor Featured in CBS Interview about President Obama’s Latest Initiative

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Joe Wallace, Managing Director, Coachella Valley Innovation Hub
Joe Wallace, Managing Director, Coachella Valley Innovation Hub

Joe Wallace, editor of the City County Observer and the Managing Director of the Coachella Valley Innovation Hub was interviewed by CBS today regarding President Obama’s announcement about establishing an innovation hub in North Carolina.

When asked by the reporter how he felt when he watched President Obama announcing a new program like the one he was the founding managing director for in California, Wallace said, “it was strangely satisfying to see the President of the United States announcing a plan to embark on a program that was established in California over 2 years ago.” Wallace stated that he hopes every innovation hub in the nation achieves the same level of success as the Coachella Valley Innovation Hub.

A link to the interview is on the following link.

http://www.kesq.com/news/president-obama-endorses-the-ihub-valley-already-has-one/-/233092/23954638/-/75k78g/-/index.html

Councilwoman Riley Encourage Your Attendance At Board of Zoning Appeals Meeting this Thursday at 4 pm in Room 301‏

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Dear City County Observer Readers,
3rd Ward City Councilwoman Stephanie Brinkerhoff-Riley
3rd Ward City Councilwoman Stephanie Brinkerhoff-Riley
I ask for your help and attendance at the BZA meeting this Thursday at 4 pm.
Evansville has a half-way house/residential reentry facility located at 811 E. Franklin St., which is in the Third Ward. The facility is operated by the Volunteers of America within strict guidelines set out by both the Bureau of Prisons and Indiana Department of Corrections. The VOA has had the contract with the BOP for the last five years. Their contract expires at the end of February. Pursuant to standard procedure, the BOP issued a Request for Proposals towards the end of 2013. The RFP triggered a flurry of letters from companies outside of Evansville identifying various properties where they intended to open a facility should they win the BOP contract. As you know, this prompted the Area Planning Commission, Dr. Adams and I to amend our zoning ordinances to codify the process that the VOA went through in obtaining the current location. Previously, our zoning code could have been interpreted to allow these facilities on properties zoned R2 and C2. We amended the ordinance to require a zoning of M1, M2, M3 or C4. We also added the requirement that a facility of this nature could not be located within a 1000 feet of a school.
In the last five years of dealing with the VOA, there has not been one cited problem. I met with the staff today and toured the facility. They can hold up to 100 residents from the state and federal prisons and have the ability to double their capacity if necessary. They have a full-time drug counselor, social worker and employment case manager. They are typically at 95% of their residents being employed locally. They do a nice job, and the city has already accommodated this location with a bus stop, and many of the residents work at Tri-State Resource Recovery during their time in the facility.
The bid for the BOP contract is now down to the VOA and a company out of Florida called Transitional Housing. The VOA is an Indiana company. This Florida company has entered a contract to purchase a building at 1227 E. Michigan, JUST 335 FEET FROM JOSHUA ACADEMY. Our ordinance and the policy behind it will be tested this Thursday at 4 pm as Transitional Housing asks for a variance on the 1000 feet requirement. The bus stop for Joshua Academy is directly in front of this address. Joshua Academy has preschoolers who are 3 years old.
This is unacceptable, not just to me as the representative for the third ward but also to the parents and neighbors to Joshua Academy. Please join me and representatives from the Mayor’s office, ECHO housing, Joshua Academy, and the Urban Enterprise Zone as we ask that this variance be denied.
Please let me know if you have any questions, and I hope to see you Thursday.
Stephanie Brinkerhoff Riley
3rd Ward City Council Woman

VANDERBURGH COUNTY FELONY CHARGES

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nick hermanBelow is a list of felony cases that were filed by the Vanderburgh County Prosecutor’s Office on Monday, January 13, 2014

 

John Deer Resisting Law Enforcement-Class D Felony

Resisting Law Enforcement-Class A Misdemeanor

 

Albert Dixon Dealing in Cocaine-Class A Felony

Possession of a Schedule II Controlled Substance-Class D Felony

Maintaining a Common Nuisance-Class D Felony

Possession of Marijuana-Class A Misdemeanor

Possession of Paraphernalia-Class A Misdemeanor

(Habitual Substance Offender Enhancement)

 

Antonio Bushrod Jr Dealing in Marijuana-Class D Felony

 

Michael Lagow Operating a Vehicle with an ACE of .08 or More-Class C Misdemeanor (Enhanced to D Felony Due to Prior Convictions)

 

Marvin Riggins Strangulation-Class D Felony

Domestic Battery-Class D Felony

Criminal Confinement-Class D Felony

 

Jack Storey Theft-Class D Felony

Public Intoxication-Class B Misdemeanor

 

For further information on the cases listed above, or any pending case, please contact Kyle Phernetton at 812.435.5688 or via e-mail at KPhernetton@vanderburghgov.org

Under Indiana law, all criminal defendants are considered to be innocent until proven guilty by a court of

BREAKING NEWS: COUNTY COMMISSIONER MELCHER TO RUN FOR DISTRICT 78 STATE REPRESENTATIVE SEAT

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Melcher preferredThe City County Observer has just confirmed that Democratic Vanderburgh County Commissioner Steve Melcher has decided to run for the District 78 State Representative seat that was recently vacated by long time State Representative Susan Crouch.   Last week a Republican Precinct caucus was held and the former President of the “Right To Center” group was elected to serve out Mrs. Crouch term.  This is a breaking story we will have more information to follow later.