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AG Curtis Hill announces $6 million settlement with companies over debt buying and collection practices

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Attorney General Curtis Hill announced today that he has joined 41 other states and the District of Columbia in reaching a $6 million settlement with Encore Capital Group Inc. and its subsidiaries Midland Credit Management Inc. and Midland Funding LLC, which is one of the nation’s largest debt buyers.

The settlement also provides full debt forgiveness for 126 Indiana consumers, totaling $160,552, and partial debt forgiveness to 116 Indiana consumers, totaling $214,600.

Debt buying involves buying and selling overdue debts from creditors and other account owners. Often purchased for pennies on the dollar, debt buyers seek to recover the full balance from consumers through collection attempts by phone and mail. Debt buyers, including Midland, also take consumers to court to collect the debts they purchase. However, people are often unable to afford attorneys to defend the allegations. Cases often result in default judgments, hurting credit and putting people in jeopardy of having their wages garnished.

This settlement resolves the states’ investigation into Midland’s collection and litigation practices. Much like the conduct witnessed during the mortgage crisis, Midland is alleged to have signed and filed affidavits in state courts in large volumes without verifying the information printed in them, a practice commonly called robo-signing.

“My office takes very seriously our role in protecting consumers,” Attorney General Hill said. “Far too often, Hoosiers fall victim to the inappropriate actions of businesses seeking to take advantage of them. This settlement is a positive step toward holding businesses responsible for their conduct.”

Settlement debt forgiveness applies to cases in which Midland used an affidavit against consumers in court between 2003 and 2009. Midland will notify affected consumers by mail of the balance reduction, and no further action is necessary from those consumers.

The settlement requires Midland to reform its affidavit signing and litigation practices. Midland must carefully verify the information in affidavits and present accurate documents in court proceedings. When Midland files a lawsuit, it must have account documents about the debt before they file the case, including the amount of the debt, proof of an agreement, and an explanation about why any additional fees are justified.

The settlement requires that Midland maintain proper oversight and training over its employees and the law firms that it uses. The agreement prohibits Midland from reselling debt for two years.

Updated schedule and livestream links for tomorrow’s CubeSAT launch

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The UNITE CubeSAT, a satellite designed by USI students through a NASA grant, has been rescheduled for launch at 12:16 p.m. Wednesday, December 5 from Cape Canaveral Air Force Station. The CubeSAT will be loaded on a SpaceX Dragon cargo spacecraft as it heads to the International Space Station on a resupply mission. From there, the satellite will be launched into orbit sometime in early 2019. You can read more about the entire project in the Fall 2017 issue of illume magazine.

Video of the launch will be live streamed at www.nasa.gov/nasalive, as well as at www.spacex.com/webcast.

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ADOPT A PET

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Thumbelina is an adorable petite little tuxedo cat. She’s about 9 months old and very affectionate & sweet. Her adoption fee is $40 and includes her spay, microchip, vaccines, and more. Contact Vanderburgh Humane at (812) 426-2563 for adoption details!

Vanderburgh County Drainage Board Agenda

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Vanderburgh County

Drainage Board Agenda

December 4, 2018

Call to Order
Pledge of Allegiance
Approval of Previous Minutes
Indiana Department of Natural Resources-Prehearing Conference Woodfield Minor-Revision to approved Drainage Plan
Hunters Chase-follow up with January meeting date
Ditch Maintenance Claims
Other Business
Public Comment
Adjournment

Jeffrey D. Mueller, PEVANDERBURGH COUNTY SURVEYORwww.VanderburghSurveyor.com

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BREAKING NEWS: DR. DAN ADAMS WILL NOT SEEK RE-ELECTION TO EVANSVILLE CITY COUNCIL

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Declaration of Non-Reelection

After carefully studied reflection, I have decided NOT to seek reelection as an Evansville City Councilman At-Large in the Fall of 2019.

I make my statement now so that prospective candidates, trying to make up their minds to run, may know early that there is an opening for them to contest.

For more than a decade, I have genuinely enjoyed serving the people of this remarkable city. I thank those who supported and criticized me, as they both leavened and tempered my performance wisely.

I shall work as hard for you in my last year on council, as I have in the past eleven. I will seek other fields of endeavor, as I have no intention of becoming a recluse.

Sincerely,

Dan Adams. MD FACS MBA

“IS IT TRUE” DECEMBER 4, 2018

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We hope that today’s “IS IT TRUE” will provoke honest and open dialogue concerning issues that we, as responsible citizens of this community, need to address in a rational and responsible way?

IS IT TRUE that vigilant reporter Jon Webb of the Evansville Courier has outed another local action that leaves one shaking their head in disbelief?…this time he has exposed that the unique Picasso on glass that the Evansville Museum was lost in a vault for decades that is reportedly worth some $40 Million has not been made available for local residents to enjoy?…it has also has not been leveraged through leasing to generate a single dime of income for the Evansville Museum?… If an object of art like this one were leased to bigger Metropolitan museums, it could easily fetch between $3 to $4 million dollars per year for the operating budget of the Evansville Museum?…the reality is that the Evansville Museum’s fortunate discovery of a decades-old donation is costing them money for storage, insurance, maintenance and other fee-based expenses associated with exotic art?…the Evansville Museum is not even forthcoming with information about this Picasso?…the choice to let this treasure of the art world languish as a money sink as opposed to a cash-generating inspiration for many is not only mind-boggling, it is hard to believe?…leaving $3 to $4 million dollars per year on the table isn’t being financially responsible?…it seems as though one folly begat another?…significant art like other things of substance calls for good stewardship and that is something that Evansville Museum  leadership needs to wok on?

IS IT TRUE that the EVSC Superintendent of Schools Dr. David Smith opposes giving a reasonable hourly pay increase to part-time of the off-duty officers doing security work at our schools? …we urge any parent who appreciates the excellent work that the EPD part-time of the off-duty officers do to ensure the safety of our children please attend the next EVSC School Board meeting and voice your support for them?

Is It True we are told that several businesses located on Main Street promoted circus elephants to stop in front of their stores on Main Street on Wednesday, November 21 (a day before Thanksgiving)?  …we are told there was a severe OUTCRY from many local people, including Animal Rights Protection and Zoology groups who were lashing out at the Main Street business owners, Hadi Shriners and all others who promoted this “Elephant Walk” on Main Street?  …we are told that Evansville Deputy Mayor, Steven Schaefer defended the downtown Main Street “Elephant Walk” on social media? ….we are told that the Evansville Chamber of Commerce asked a VOLUNTEER to resign as an “Ambassador” just because she publicly opposed the downtown “Elephant Walk?

IS IT TRUE during the recent Annual Indiana Association Of County Commissioners (IACC) Conference held in Indy we were told that Vanderburgh County Commissioners Cheryl Musgrave and Ben Shoulders were seen having lunch with a consulting firm who wants to do business with the county?  …we were told when the consulting firm offered to pick up the tab for their lunch Commissioners Musgrave and Shoulder said “no” and paid for their own lunch?  …we commend Commissioners Musgrave and Shoulders for doing the right thing?  …we wish that other elected officials in Vanderburgh County would do similar?

IS IT TRUE the most interesting comment we heard in recent months was made by the new Executive Director of ECHO Housing, Chris Metz when he declared that ECHO Housing Corp. was the victim of a crime and is not under investigation? …we would like to remind Mr. Metz that the real victims of the ECHO Housing Corp. crime are the homeless veterans, the disabled, abused children, the chronically unemployed and homeless families?  …we wonder if the criminal investigation by the EPD and the Forensic Audit will clear all of the ECHO Housing key employees and their Board of Directors of any wrongdoing?  …we wonder when will the information in the Forensic Audit and a copy of the EPD Criminal investigation report will be made public?  …we hope that any employee or vendor of ECHO Housing who is found guilty of stealing money that the authorities will throw their “asses in jail”?

IS IT TRUE we find it extremely interesting that several individuals who served on the ECHO Housing Board Of Directors during the time that a large sum of taxpayers dollars was discovered missing are still members of the board?

IS IT TRUE that the Evansville Thunderbolts Hockey team is the last place team in the Southern Professional Hockey League?  …they are also ranked 8 out of 10 in the SPHL attendance standings?  …the former Evansville Icemen are members of the ECHL and has an impressive won and loss record of 13 and 7? …that they are ranked number one (1) in the EHL Southern Conference?  …they are also ranked number five (5) in attendance in the ECHL 27 teams roster with a record of 5,390 attendees per game? …the Evansville Thunderbolts are heavily subsidized by the Evansville taxpayers?  …that the Jacksonville Icemen do not receive any public assistance from any governmental entity?  …the Jacksonville Icemen are operating in the black and the Evansville Thunderbolts are operating in the red?

IS IT TRUE before October 3, 2018, we received the “Active Vanderburgh County Felony Charges” report from County Prosecutor Nick Hermann office for many years?  …after that date, we haven’t received one report from that office? …that next week the City-County Observer be employing the services of prominent attorney Scott Danks to file a formal complaint with the Indiana Public Access Officer against Mr. Hermanns office for not sending us the “Felony Charges” reports since Oct. 3, 2018?

IS IT TRUE the North Main corridor master plan was designed to replace some street parking, provide an up-to-date bike trail, reduce crime and improve security in that area,  and bring economic development to that area? …it’s been about a year since this project was completed?  …we invite you to go to the North Main corridor area and see what kind of new retail businesses that this $18 million dollar public works project have attracted?

IS IT TRUE in 1998 the Teamsters Local 215 established a Taft-Hartley Scholarship Fund? …the Trustees of the fund are Chuck Whobrey and Rick Voyles as employee Trustees and Gary Staley and Alan Braun as Employer Trustees? ..since 1998 the fund has awarded over $3 Million Dollars in Scholarships to sons and daughters of Teamsters members whose employers contribute to the fund?

Todays“Readers Poll” question is: What should the Board Of Directors of the Evansville Museum do with the multi-million dollars “PICASSO On Glass” painting?

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