Analysis of ObamaCare’s Financial Effects on the Middle Class published in the WSJ



“It is time to move past the debate over whether ObamaCare was a good or a bad idea. I count myself as an ObamaCare supporter, but this doesn’t blind me to the law’s flaws. Regardless of who wins the presidential election, bipartisan compromise will be necessary to reform health care in a constructive way.”

“Without further reforms, the law will create unnecessary costs for working-class Americans.”

“Consider a low-income American supporting a family of four deciding whether to take a part-time job that pays $36,000 a year or a full-time job that pays $42,000 a year. According to my research, accepting the higher-paying job could result in the family losing over $10,000 a year in health-care subsidies.”

“by switching low-income employees to part-time positions, rather than offering them health insurance, an employer will be able to save over $3,000 a year by avoiding ObamaCare’s employer-mandate penalties. Without further reforms, many employers and employees will jointly benefit if employers make low-income employees part-timers rather than offering them health insurance. The losers will be taxpayers, who will need to fund the subsidies”

“ObamaCare’s new subsidies may also create penalties for marriage and incentives for divorce. Under rules proposed by the Treasury Department, if an employer offers health insurance for which the cost of self-only coverage is affordable to an individual employee, that employee’s entire family will be disqualified from receiving the new federal subsidies.”

“a couple with children in which one of the parents earns most of the family’s income. If the couple marries, the family would lose thousands of dollars of subsidies that could otherwise be used to pay for health insurance for the children and the lower-income spouse. If the couple is already married, divorce may be their only option for obtaining affordable insurance for their children and the lower-income parent.”

“ObamaCare is far from perfect. Yet there was widespread agreement that the health-care system before ObamaCare needed reform. If Republicans and Democrats will work together, they can build a system better than either ObamaCare or what we had before. Partisan warfare should not stand in the way of improving health care for all Americans.”


  1. “if republicans and democrats will work together,” Such a dream from the past!
    Lets just elect agreeable Murdock and good old 47% Romney and not worry about “working together and forget FEMA and we’ll all go to the seashore.

    • And lets not forget the blatant lie from Romney about Jeep moving 10,000 jobs to China.. This guy will say ANYTHING to get elected. I don’t see how any lady could vote for Romney/Ryan.

      • Nearly every LADY in America will be voting for Romney. It’s the HOS and SLUTS who have a real interest in seeing Obama win so they can shift their responsibilities onto the rest of us.

        • I don’t know where u been hiding, but the last poll I seen Obama had a 10 point lead among women. I guess you are one of these men who thinks women shouldn’t be allow to make decission about there body. Heck, Romney wants to overturn Wade ver Roe case.

      • AUTO BAILOUT BOMBSHELL: Fiat Says Chrysler, Jeep Production May Move to Italy
        Submitted by Mark Modica on Tue, 10/29/2012 – 10:53

        Coming hot on the heels of speculation that some Jeep production may be moved to China comes a bombshell from a Bloomberg report. Fiat is now considering moving Chrysler and Jeep production to Italy.

        According to the piece, “To counter the severe slump in European sales, (Fiat CEO Sergio) Marchionne is considering building Chrysler models in Italy, including Jeeps, for export to North America. The Italian government is evaluating tax rebates on export goods to help Fiat. Marchionne may announce details of his plan as soon as Oct. 30, the people said.”

        So, let’s be real clear here, we are talking about vehicles that will be built in Italy and exported to America. The evidence is clear that Fiat is looking at ways to move production of vehicles from the US to elsewhere, whether it be China or Italy, costing American jobs. This is becoming indisputable, despite outcries from certain parties to the contrary.

      • Wikipedia: Since Chrysler’s 2009 bankruptcy filing in the United States, Chrysler has been controlled by Italian automaker Fiat, which unlike Daimler plans to integrate Chrysler’s products into the Fiat portfolio, most notably Lancia and Chrysler’s namesake brand.


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