We started our business 30+ years ago in our home and it grew beyond our wildest dreams, mostly through my husband’s incredibly hard work! Since the last quarter of 2008 our business has decreased every week to it’s present level of 80% of that last ’08 quarter. We have a niche business that’s manufacturers or provides customized products for other businesses. Many of our customers – businesses – have gone bankrupt, many owing us money, so not only have we lost the owed money, we have lost the income from those business. We have steadily cut back. We “carried” all our employees at personal sacrifice as long as possible, but were forced to lay them off, cutting our employees to 4!
When Obamacare passed our insurance premium skyrocketed. All of our employees immediately quit the insurance and became uninsured. Each employee that dropped raised our premium.Our premium with a $3000 deductible – no coverage of many medications such as acne, allergy, BIRTH CONTROL, Restasis, etc – went to $1,759/month AND we were told it would be raised again! If I told you what they said our premiums were going to be you would think I was lying so I won’t bother. We were forced to drop our insurance, but fortunately we were able to find some insurance with a $10,000 deductible per family member ( hubby, myself, 2 daughters) and added another “accident policy” – so we are covered for a major illness or accident, however, after the Supreme Court idiocy our rates were raised about $70. This despite we are all in excellent health and very rarely used our previous or current insurance – which was not cheap to start with!
We decided if Romney won we would hold to see if businesses felt confident and began growing, therefore, growing our business again. We agreed and told our employees that if Obama won we were shutting down. Today is our last 4 employees last day. FYI, we pay approximately 20% in government taxes & fees per each employee and if they opt for insurance we have that added expense – all on top of their salaries!
Americans have been brainwashed into thinking businesses hate their employees and use them then discard them. Nothing could be further from the truth! We care about our employees financial and personal lives. If our employees are not doing well, neither is our business. Beyond that we care about our employees as people we’ve gotten to know.
Hard times are coming for all Americans. All our former employees are now taking from the “system” rather than contributing to it.
Basically we have been working to pay our employees, taxes, and business expenses. We are no longer going to work for less than free! In reality we have been working to support our fellow Americans who are taking a free ride. That’s over.
My husband and daughters laughingly refer to me as the “Perpetual Optimist”, after an incident when a gloomy, doomy, pessimistic acquaintance screamed at me ,”You are the Perpetual Optimist!” I’m not feeling particularly optimistic today. Hard times are coming.