For the next two weeks, 29 area students will get an up close and personal look at the field of medicine at the 23rd annual Deaconess/EVSC Health Science Institute (HIS). Students participating in HSI will live on the campus of Deaconess Hospital for the two-week camp that started Sunday and will hear from more than 100 health professionals, participate in 12 different clinical rotations and explore Deaconess facilities, local universities, Purdue University and Riley Children’s Hospital in Indianapolis.

Highlights for this year’s camp will include:

· Wednesday, June 5, 12:30 p.m., Deaconess Main Campus – students participate in triage training

· Wednesday, June 5, 6 p.m., Deaconess Gateway Campus – Students dressed in scrubs will operate daVinci surgical robot.

· Sunday, June 9, 6:30 p.m., Deaconess Main Campus – Local anesthesiologist will bring machines for students to experiment with.

· Tuesday, June 11, 3:30 p.m., Deaconess Main Campus – Local cardiothoracic surgeon will lead students through heart dissections.

· Wednesday, June 12, 2 p.m., Deaconess Main Campus – students will make splints and casts for each other.

Since the program’s inception in 1991, more than 500 students have participated, many of whom are now serving in the healthcare field as physicians, nurses, physical and occupational therapists, respiratory therapists and others.

Let’s Get Crazy Tour

Friday, November 8 @ 7:00pm

Seats are $39.50 and $29.50.
Tickets go on-sale Tuesday, June 21st at 10:00am.

Tickets available at The Centre Box Office, Ticketmaster online or by calling 1-800-745-3000.

CLICK HERE TO BUY TICKETS

THE CENTRE

Dancing with Our Stars – June 8

Tri-State Business Expo – July 11

PEF/EVSC Summer Musical “Beauty and the Beast” – July 11-14

J&J Ventures Dart & Pool Tournament – Aug. 2-4

100 Men Who Cook – Aug. 24

Ghost Brothers of Darkland County – Oct. 17 @ 7:30pm

Disney Live! Three Classic Fairy Tales – Oct. 27 @ 12:00pm & 3:00pm

CMT On Tour: Hunter Hayes Let’s Be Crazy Tour – Nov. 8 @ 7:00pm

CENTRE’D ON KIDS 2014

Junie B. Jones – Feb. 5 @ 9:00am & 12:00pm

The Monster Who Ate My Peas – March 17 @ 9:00am & 12:00pm

Are You My Mother? – Apr. 22 @ 9:00am & 12:00pm

BROADWAY AT THE CENTRE 2013-2014

Elvis Lives! – Oct. 19 @ 7:30pm

Mamma Mia! – December 13 @ 7:30pm

Straight No Chaser – December 20 @ 7:30pm

Hello Dolly! starring Sally Struthers – January 12 @ 7:00pm

Bring It On: The Musical – February 9 @ 7:00pm

Hair – March 10 @ 7:30pm

Million Dollar Quartet – March 26 @ 7:30pm

Visit www.smgevansville.com for more information.

State’s mortgage servicing abuse payments total $26.3 million

INDIANAPOLIS – Indiana Attorney General Greg Zoeller announced today that checks will be sent out next week to eligible Indiana borrowers who are part of the National Mortgage Settlement.

Eligible borrowers had their mortgage serviced by one of the settlement’s five participating mortgage servicers, lost their home to foreclosure between Jan. 1, 2008 and Dec. 31, 2011, and submitted a valid claim form. Eligible Hoosiers can expect a check for about $1,480 which will be dropped in the mail between Monday, June 10 and Monday, June 17.

The participating servicers include Ally (formerly GMAC), Bank of America, Citi, JPMorgan Chase and Wells Fargo. Zoeller said 18,448 checks totaling $26.3 million will be sent to Indiana consumers, and about 55.9 percent of eligible borrowers submitted a claim – which is comparable to the national response rate of 55 percent.

“These payments are meant to help compensate borrowers for mortgage servicing abuse,” Zoeller said. “The National Mortgage Settlement payments and the new mortgage servicing standards under the review of a national monitor will help ensure the public is protected from similar errors in the future.”

Zoeller said the payment does not limit a borrower from seeking relief through a separate lawsuit or other claims.

Nationally, the settlement administrator will mail valid claim payments to 962,278 loan records totaling $1.5 billion from June 10 through June 17.

In February 2012, 49 state attorneys general and the federal government announced the historic joint state-federal National Mortgage Settlement with the country’s five largest mortgage servicers. Preliminary data shows that, so far, the servicers have provided more than $50 billion in direct settlement relief to borrowers nationwide, much more than originally expected.

A relatively small number of borrowers will not receive a check in the initial mailing or will receive a split payment.
•Some borrowers will receive a check for less than the approximate $1,480 payment in situations where borrowers are divorced or separated and no longer live at the same address. The full per-loan amount will be paid on these loans, but the payment will be evenly split between the borrowers.
•A small number of borrowers who submitted a claim form but do not have a valid Social Security number on file will be delayed in receiving their payments while tax-related issues are addressed.
•Two servicers recently provided information on an additional 31,000 borrowers, and thus they could not be included in this distribution. Later this summer, these consumers will receive a notice and will have the opportunity to submit a payment application.

Every borrower who filed a claim will receive a letter regarding their outcome. Borrowers with questions about their National Mortgage Settlement payment should call the settlement administrator at 1-866-430-8358.

Indiana’s overall share of the settlement was about $145 million. Of that, approximately $100 million was used as direct assistance to Indiana borrowers who lost their homes due to foreclosure, or to distressed borrowers who seek to refinance and save their homes. The Indiana Attorney General’s Office received $43.8 million, with $28.8 million of that dedicated by the Legislature to the Low-Income Energy Assistance Program (LIHEAP) and the rest committed to the Consumer Protection Division and its Homeowner Protection Unit (HPU) and other efforts to prevent foreclosure.

“Indiana’s Legislature wisely channeled the settlement funds my office received into a fund to assist low-income homeowners who were most at-risk to be foreclosed upon and also the most likely to have difficulty paying their energy bills,” Zoeller said.

National Mortgage Settlement, Independent Foreclosure Review payments are separate

The IFR settlement is unrelated and separate from the National Mortgage Settlement and does not include the same governmental agencies. The IFR payments began in mid-April of 2013, and the OCC announced that final payments will be mailed in mid-July. For more information on the OCC Independent Foreclosure Review settlement, go to www.OCC.gov and click on Independent Foreclosure Review.

Evansville, IN – Habitat for Humanity of Evansville will hold a press conference on Wednesday, June 5, in cooperation with Mayor Lloyd Winnecke to announce a $1 million milestone. Since 1984, Habitat for Humanity of Evansville has been working with low-income families to become homeowners through access to simple, decent affordable housing. All families in the Habitat homeownership program pay a down-payment, monthly mortgage and property taxes on every home sold. This event will mark a major milestone at Habitat for Humanity of Evansville thanks to over 400 hard-working Habitat partner families in the local community.

“This milestone announcement is not only a celebration for Habitat, but the community at-large,” said Lori Reed, Executive Director of Habitat for Humanity of Evansville. “We look forward to sharing the details this Wednesday with Mayor Winnecke, whose administration has been highly supportive of our mission and vision here locally.”

WHEN: Wednesday, June 5, 2013 | Announcement will begin at 10:30 a.m.

WHO: Habitat partner families, Mayor Lloyd Winnecke, Habitat leadership and staff, community residents, and Habitat volunteers

WHERE: 1748 South Morton Avenue, Evansville, IN 47713 (corner of Morton and Sweetser)

Mayor Winnecke will take part in a build activity right after the presentation. B-roll

and photo opportunities will be available on the construction site as well.

About Habitat for Humanity of Evansville

Seeking to put God’s love into action, Habitat for Humanity of Evansville brings people together to build homes, communities and hope in Vanderburgh and Posey counties. Founded in 1984, we put faith into action by helping to build, renovate or preserve homes. By partnering with the local community, we are able to accelerate and broaden access to affordable housing as a foundation for breaking the cycle of poverty. To be eligible, families must have incomes at or below 60 percent of the area median income. They must have a need for housing, be willing to contribute 300 hours in sweat equity and have the ability to pay their mortgage based on a 25-year, no-interest loan. For more information, please visit http://www.evansvillehabitat.org

Avoiding Wrinkles, or Worse.

By

Roy M. Arnold, MD

Summer is upon us, or soon will be. That means outdoor activities will be plentiful. That also means exposure to the blazing sun while gardening, golfing, playing sports or just lounging. It is very important for your skin’s health that exposure to ultraviolet rays from the sun or tanning beds be limited as much as possible. You might think, “Wait, I thought a tan was supposed to be healthy?” The facts are that exposure to sunlight or artificial UV light contributes to most of the common skin maladies that plague us all including fine and coarse wrinkles, freckles, age spots, sagging skin, dilated blood vessels, precancerous growths and skin cancer.

If you weren’t already aware of it, skin cancer is the most common cancer in the US accounting for about 2.5 million cases per year. One of the types of skin cancer, melanoma can be deadly. There are about 60,000 cases of melanoma per year accounting for 9000 deaths. The single most common risk factor for melanoma is sun exposure, particularly among fair-skinned individuals or people who have had severe cases of sunburn. Many years may elapse between the original injury and the development of malignancy. Melanoma usually begins as a pigmented spot that is irregular in shape, irregular in color and about the size of a pencil eraser. Many melanomas occur on the back or the back of the legs where it is hard to check the progress. Any suspicious skin lesion that shows these characteristics should be promptly evaluated by a healthcare professional.

Other types of skin cancer, though less dangerous, can still cause problems if not treated promptly. They usually occur on the face, arms, or shoulders although they can occur virtually anywhere. These can present as a scaly patch that doesn’t itch and doesn’t go away. They may develop ulceration and may have rolled edges around the ulcer. In the early stages, removal is usually curative. Make a habit of checking your skin monthly all over in a full length mirror so that you become familiar with any moles or blemishes. Any spots that appear suspicious should be observed for changes and evaluated further by a health care professional.

OK, now what? How does one go about preventing the kind of damage we’re talking about here? First and foremost is to take protective measures when going outside, even on cloudy days. Wear sunglasses with total UV protection, a hat with a brim, long sleeves and cover pale skin. Use sunscreen of at least SPF 15 that protects against both UVA and UVB rays and reapply every 2 hours. Sunscreen can be very irritating to the eyes, so avoid using it near your eyes and wash your hands after applying. Using a sunscreen that also contains zinc oxide or titanium dioxide can improve UV protection. Avoid sun exposure entirely when the rays are most intense, between 10am and 3pm. Make certain children are covered and protected when playing outdoors. Limit their sun exposure to 2 hours maximum per day. Above all avoid the use of tanning beds. If you must be tan, use a topical tanning product.

If you already have sun-damaged skin, besides preventing further damage by limiting sun exposure, what can be done about wrinkles and spots? Many dermatologists suggest using a moisturizing cream

that contains antioxidants like vitamins C and E plus retinol. It’s not necessary to spend lots of money on these, the drugstore brands are usually just as good as the $49.95 Department store brands.

Using an exfoliant before bed can help rejuvenate skin cells and stimulate collagen production. Sometimes preparations containing alpha-hydroxy acids can be useful in stimulating new growth, however they make the skin even more sensitive to damage from UV rays. Age spots may respond to treatment with an over-the-counter cream containing hydroxyquinolone. If your budget permits and you are so inclined, professionally administered laser treatments or injections like Juviderm® or Restylane® can improve facial appearance. No matter what method you select be realistic about your expectations. Nothing will make you look like a teenager again.

One final word – exposure to sunlight has one beneficial effect. It stimulates skin cells to produce vitamin D which is essential for bone health. A survey performed in 2005 found an overall prevalence of vitamin D deficiency of 41% among otherwise health US adults. The highest rate of deficiency was among those who were obese, Black or Hispanic. Given that there are few really good food sources of vitamin D (one would have to eat a can of tuna daily to meet the minimum requirement) most people should consider taking a supplement of 1-2000 units daily. The capsules can be found in the supplement aisle of any drugstore and are inexpensive.

Have fun this summer, but take precautions. Wear sunglasses, hats, protective clothing and sunscreen.