Gibson County – Early Tuesday morning, July 2, at approximately 1:20 a.m., Princeton Police and Indiana State Police stopped the driver of an Oldsmobile on South Main Street near Clark Street in Princeton for having an expired plate and for not indicating a turn. The driver pulled into the parking lot at Building Blocks Daycare. Princeton Officer Jason Swan and Trooper Paul Stolz immediately noticed the driver appeared confused and her pupils were dilated larger than normal. The driver was identified as Leeanne Hartle, 28, of Princeton. Both officers believed she was under the influence of a drug other than alcohol. During the roadside investigation, Hartle became uncooperative and attempted to walk away. After a brief struggle, she was handcuffed and taken into custody. Further investigation revealed she was under the influence of methamphetamine. She was taken to the Gibson County Jail where she is currently being held on bond.

ARRESTED AND CHARGES:
• Leeanne Hartle, 28, Princeton, IN
1. Resisting Law Enforcement, Class A Misdemeanor
2. Operating a Vehicle while under the Influence, Class A Misdemeanor

Arresting Officer: Trooper Paul Stolz, Indiana State Police
Assisting Officer: Officer Jason Swan, Princeton Police

Assisting Agency: Gibson County Sheriff’s Department

On Wednesday, August 7th, Holly’s House will be hosting a volunteer orientation from 5:30pm to 6:30pm. We have many Fall events coming up and will need your help to put them together.

During the orientation, we will be talking about the services Holly’s House offers and have a tour. Holly’s House also requires each of our volunteers to completed background check. Volunteer applications and related paperwork will be available at the orientation.

The orientation is open to the first 40 people registered. If this date does not work for you, we will be offering another session later in the Fall.

Please contact Ashley at ashley@hollyshouse.org or 437-7233 to sign up for the orientation

Dunn Hospitality Group is happy to announce the Hampton Inn Evansville Airport which opened in August 2011 has achieved LEED® certification, as recognized by the U.S. Green Building Council (USGBC). It is the first hotel property in Indiana to earn this recognition for sustainable building design, construction and operations.

The Hampton Inn Evansville Airport received its LEED® certification on June 10, 2013. The hotel incorporated a variety of sustainable design strategies to achieve the certification, including categories in energy use, lighting, water and material use. LEED® certified buildings save money and energy, decrease CO2 emissions, improve water efficiency and indoor environmental quality for hotel guests, employees and the community.

“We are thrilled with this acknowledgement and look forward to continuing to be a sustainability leader in the hospitality segment,” said John Dunn, CEO of the Dunn Hospitality Group. “Guests at The Hampton Inn Evansville Airport can rest assured their stay will have less of an impact on the environment.”

The Hampton Inn Evansville Airport was developed and is owned by Dunn Hospitality Group. Gaining LEED® certification for this hotel was based on a variety of design and construction elements that produce a positive impact on the community and building itself. These include:

• An in-room energy management system which automatically powers down air conditioning systems when guests are not in their rooms

• Energy Star-qualified compact fluorescent lights (CFLs) and LED lighting, televisions and other appliances

• Low-flow water fixtures, toilets, and faucets that reduce water usage by a third

• Bicycle rack, showers and changing facilities to encourage employees to bike and walk to work

• More than 40 percent of the products utilized during construction were purchased, assembled and manufactured within 500 miles of the site, limiting the transportation impact while improving the local economy.

• Hotel has a cool roof, a reflective surface which reduces heat transference

• The hotel facility is 100% non-smoking.

• Low emitting (VOC) materials (glues, sealants, woods) were used during the construction.

• Landscaping utilizes native plants, reducing the need for watering.

• The hotel is conveniently located in proximity to public transportation and provides a shuttle to guests that limits the need for car use.

• The hotel provides preferred parking places for fuel efficient and high occupancy vehicles.

Dunn Hopspitality Group owns and operates 5 hotels in Evansville and one in

Columbus, IN. In operation for over 35 years, Dunn Hospitality has become the

“Premiere Hospitality Company in the Midwest.”

Rising Rates and Your Investments

What You Should Know
The bond markets are extremely active, with interest rates constantly changing in response to a number of factors including changes in the supply and demand of credit, Federal Reserve policy, fiscal policy, exchange rates, economic conditions, market psychology and, above all, changes in expectations about inflation. Currently, rising interest rates and expectations for economic recovery are impacting bond prices. As interest rates change, so do the values of all bonds in the marketplace. If you are thinking about buying bonds, or have recently bought some, you need to be aware of the effect of rising rates on your holdings. Here are some questions you should consider.

Question
Now that interest rates have started to rise, how will that affect bonds?

Answer
Interest rates, which recently hovered at their lowest levels in 40 years, are rising. Just as bond prices go up when yields go down, the prices of bonds you own now will generally drop as yields—interest rates—go up.

Question
When rates go up, do all bonds lose the same value?

Answer
No, changes in interest rates don’t affect all bonds equally. Generally speaking, the longer the bond’s maturity, for example a bond that matures in ten years versus another that matures in two years, the more it’s affected by changing interest rates. A ten year bond will usually lose more of its value if rates go up than the two year note. Also, the lower a bond’s “coupon” rate, the more sensitive the bond’s price is to changes in interest rates. Other features can have an effect as well. For example, a variable rate bond probably won’t lose as much value as a fixed rate security.

Question
What should I do as interest rates rise? Should I hold onto my bonds or sell them?

Answer
If you buy a bond and hold onto it until it matures, which many investors do, rising rates won’t have any effect on the income you receive. You simply redeem your maturing bond and get back par, or the face value, of the bond. In the meantime, you will continue to earn or accrue interest at the rate you expected when you bought the bond. Here’s an example provided by Bloomberg, LP:

Example #1: Buy and Hold
You buy a 10 year U.S. Treasury Note with a face value of $1,000 and an interest rate of 4.26%. If you keep the bond until it matures, you’ll receive $42.60 each year for ten years, plus the original $1,000.

Question
What happens if rates go up and I need to sell my bonds?

Answer
If interest rates go up and you need to sell your bonds before they mature, you need to be aware their value may have gone down and you may have to sell at a loss. Remember bond prices move in the opposition direction as yield. Here’s an example again provided by Bloomberg, LP:

Example #2
Sell before Maturity & Interest Rates have gone up.
An investor buys a 10 year U.S Treasury Note with a face value of $1,000 and an interest rate of 4.26%. If the investor sells the bond before it matures and interest rates have risen 2%, he or she would only receive $863.34 (plus any interest paid before the sale).

Question
At some point, though, rates will go down. What will happen if I sell then?

Answer
If interest rates have gone down since you bought your bonds, the value of your bonds will have actually gone up, giving you what’s known as a “capital gain.” That’s because your bond is worth more. Here’s another example using the Bloomberg data:

Example #3
You Sell Your Bond Before It Matures & Interest Rates have gone down.
You buy a 10 year U.S. Treasury Note with a face value of $1,000 and an interest rate of 4.26%. If you sell your bond before it matures and interest rates have dropped 2%, you will receive $1,118.54 (plus any interest paid before the sale).

Question
What happens to my bond fund if interest rates rise?

Answer
Since a bond fund doesn’t have a specific maturity date, the chances are the fund’s total return will go down. Total return encompasses both change in prices and interest rate payments. If interest rates rise, the values of bonds held by the fund would fall, negatively affecting total return. However, the fund will continue to receive interest payments from the bonds it holds and will pass them along to investors regularly, maintaining current yield. Bond fund investors also enjoy professional management and asset diversification.

Question
Besides rising interest rates, are there any other risks I should consider?

Answer
Yes, virtually all investments carry some degree of risk that you might lose some or all of your investment. When investing in bonds other than government-guaranteed securities, it’s important to remember that an investment’s return is linked to its credit as well as market changes. The higher the return, the higher the risk. Conversely, relatively safe investments offer relatively lower returns. Bond choices range from U.S. Treasury securities, which are backed by the full faith and credit of the U.S. government and are free from credit risk, to bonds that are below investment grade and considered speculative. In assessing your tolerance for risk, ask yourself, “What will I do if my investment is not there when I need it?”

Question
Should I buy bonds now?

Answer
Most personal financial advisors recommend that investors maintain a diversified investment portfolio consisting of bonds, stocks and cash in varying percentages, depending upon individual circumstances and objectives. You need to be aware of the risks, particularly now, of rising interest rates. But if you are planning to buy bonds and hold them to maturity, they will provide a predictable stream of payments and repayment of principal. Many people invest in bonds to preserve and increase their capital or to receive dependable interest income. Whatever your investment goals-saving for your children’s college education or a new home, increasing retirement income or any of a number of other worthy financial goals-investing in bonds can help you achieve your objectives.

(From the American Academy of Orthopaedic Surgeons)
By Roy M. Arnold MD

Arthritis of the knee is very common in the over 40 population. Osteoarthritis occurs from the natural wear-and-tear associated with upright posture and activity. The natural cushion, known as cartilage, between the bones forming the knee joint wears away and the bones begin rubbing together. This results in pain, swelling and difficulty moving. With time, bony overgrowth called osteophytes or bone spurs can develop. An estimated 27 million Americans have knee arthritis.
The American Academy of Orthopaedic Surgeons (www.aaos.org) is the largest professional association of Bone and Joint surgeons in the US and has recently released and exhaustive scientific study of the literature about various treatments for knee arthritis. The actual study contains over 1200 pages of scientific review, but to spare you reading the entire tome, a brief summary is provided below. For clarity the recommendations have been divided into 3 categories; Treatments or techniques that a preponderance of strong scientific evidence demonstrate effectiveness or What Works; Treatments or techniques that a preponderance of scientific evidence doesn’t demonstrate effectiveness or What Doesn’t Work; and finally treatments or techniques for which there is little evidence either for or against effectiveness or Inconclusive.
What Works:
• Exercise – The Academy recommended that patients engage in regular low-impact aerobic exercise and neuromuscular education consistent with national guidelines (150 minutes weekly.) Initially the exercise should be guided by an exercise professional (Physical therapy or athletic trainer.)
• Weight Loss – For those patients over a Body Mass Index of 25, the Academy recommended weight loss.
• Non-Steroidal Anti-Inflammatory Drugs – The Academy recommended for the use of these drugs. This category includes over-the-counter drugs such as ibuprofen and naproxen, and prescription drugs like Celebrex®, indomethacin, diclofenac, or sulindac.
What Doesn’t Work:
• Acupuncture – The Academy issued a strong recommendation against the use of acupuncture based on lack of efficacy in several randomized controlled trials, not on evidence of potential harm.
• Lateral wedge insoles – these are shoe inserts designed to relieve pressure on the knee during walking.
• Glucosamine and Chondroitin – The Academy issued a strong recommendation against based on lack of efficacy not on evidence of potential harm.
• Hyaluronic Acid injections – These drugs are injected directly into the knee joint in hopes that pain relief will result. These drugs are sold under the name of Euflexxa®, Supartz®, Synvisc®, Hyalgan®, and Orthovisc®. These injections are expensive and there was little evidence that they we effective in the Academy’s opinion.
• Needle Lavage – This procedure involves inserting a needle in the knee and washing (lavaging) the joint with sterile saline. The Academy found little evidence to support the use of this procedure.
• Arthroscopy with lavage and/or debridement – This is a surgical procedure in which a scope is inserted in the knee joint, cartilage may be trimmed or shaved and then the joint is irrigated with sterile saline.
• Free floating positioning device – The Academy issued a consensus opinion against the surgical procedure.
Inconclusive: The Academy found little or no evidence to recommend for or against these treatments
• Physical modalities – TENS, electrical stimulation, ultrasound, etc.
• Manual therapies – massage, chiropractic manipulation, or myofascial release.
• Bracing
• Acetominophen, opiates or pain patches.
• Steroid injections.
• Growth factor or platelet-rich plasma injections.
• Partial knee cartilage removal.
• Tibial osteotomy
What most interested me is that many of the more common procedures performed by orthopaedic surgeons like hyaluronic acid injections, other injections, arthroscopy and lavage were not recommended by the Academy. No mention was made of copper bracelets, magnets and other supplements. One can assume there was no published scientific evidence about these treatments.
To this author, it was very encouraging to see a surgical specialty society take a measured, scientific approach to evidence-based medicine and to publish a guideline emphasizing the same without respect to the potential financial impact on its members. A 13 page summary of the recommendations is available online at http://www.aaos.org/research/guidelines/OAKSummaryofRecommendations.pdf.