Evansville 2017 Proposed Health Care Plan Breakdown, Comparisons
 Many Evansville firefighters and policemen are against the proposed health care changes in the city’s 2017 budget.
But how exactly do the compare to plans in other cities in the Tri-State? Lets break it down.
Evansville’s current health care plan:Â
- Single firefighter monthly premium- $43.23.
- Firefighter w/family monthly premium- $70.13.
- Single policemen monthly premium-$56.14.
- Policemen w/family monthly premium $83.04
- Individual deductible- $750; Individual out of pocket maximum- $4,000
- Family deductible- $2,250; Family out of pocket maximum- $8,000
Proposed 2017 health care plan (plan 1):
- Individual premium – $80.25
- Family premium- $224.71
- Individual deductible- $1,000; Individual out of pocket maximum- $4,000
- Family deductible- $3,000; Family out of pocket maximum- $8,000
Proposed 2017 health care plan (high deductible health plan):
- Individual premium – $56.14
- Family premium- $83.04
- Individual deductible- $3,000; Individual out of pocket maximum- $6,550
- Family deductible- $6,000; Family out of pocket maximum- $13,100
Henderson’s city employee health insurance (self-funded):
- Individual premium – $50
- Family premium- $150
- Individual/Family deductible- $1,000; max out of pocket- $2,000
Owensboro’s standard health plan:Â
- Individual premium – $112
- Family premium- $325
- Individual deductible- $750; Individual out of pocket maximum- $1,750
- Family deductible- $1,500; Family out of pocket maximum- $3,500
Evansville city council is currently working with city officials to revise the health care plan. Any changes would be presented at the next city council meeting on October 10th.
Isn’t the real story how the City managed to accumulate a stack of “over $ 10 Million” of unpaid health claims ?
Increasing the employee share of the costs will help, and is long overdue, but will not solve the problem (see $ 10 MIllion cash deficit, above).
What Winnecke has NOT told them is what will happen at the stroke of Midnight on December 31, 2017 and that is? Obamacare provisions will have to be fully implemented, i.e. all grandfather plans will be terminated which means drastic increases in health care cost and the City is no exception. Consequently, this is only the first installment. Then Councilman Friend warned us about the coming grim reaper and the City needed to start making provisions to resolve. Nothing happened!!!
As it seems, nobody noticed the disclosure in the most recent published audited financial statement of Evansville. The post-retiree health plan is underfunded by $234,000,000 and Friend also mentioned this three times in the past three years.
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