Tips for staying safe, avoiding scams by Wendy McNamara

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Indiana is known for unpredictable weather, and that is especially true as the seasons change. Spring and summer months can bring extreme and dangerous weather conditions.

The Indiana Department of Insurance recently released a list of tips for how to prepare for disasters, what to do before and after a storm, and how to avoid home repair scams.

  • Understand extreme weather hazards: Check the weather forecast regularly to better anticipate severe storms.
  • Create a home inventory: A free app is available for iPhone and Android to make managing your personal inventory easy and aid in the claims process.
  • Collect your insurance information: Review your insurance policies and make sure you know what is and isn’t covered.
  • Prepare for the worst: Take necessary precautions like clearing your yard of debris, latching doors, securing shutters and creating evacuation plans for your family.
  • Report insurance claims as soon as possible: Following a natural disaster, contact your insurer with relevant information and take photos and videos of damage before starting clean-up.
  • Protect yourself from fraud: Home repair fraud is common after natural disasters, so be diligent when looking for contractors.

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